Personal Loans
For salaried & self-employed
- For medical, education and lifestyle needs.
- Typical ticket size from ₹1L to ₹80L.
- Tenure options from 12 to 72 months.
ZERO-FEE LOAN ADVISORY
Get the smartest loan strategy for your goals.
7Hest Financial Services structures personal, home and mortgage ,private finance (loan against property) solutions across leading banks, NBFCs and selected private lenders, aligned with your real cash flows.
Typically under 48 hours for straightforward cases
20+ bank & NBFC relationships
MSME ALIGNED
7Hest Financial Services is aligned with MSME-friendly loan structuring for business owners and individuals across personal, home, mortgage and private finance solutions.
EMI & ELIGIBILITY
Run your numbers in seconds.
Estimate EMI, total payout and interest. Add your monthly income to see whether your EMI sits in a comfort, balanced or stretched zone.
Figures are indicative only. Eligibility depends on income, existing loans, credit score and lender policies.
Home & mortgage loans tend to have tenures up to 360 months. Personal & private finance are usually shorter.
We compare EMI vs income to categorise comfort zone (only an illustration, not a sanction).
Estimated monthly EMI
Illustrative only
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Principal share
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Add your monthly income to view EMI load as a percentage.
Share your approximate requirement and we will map it to real offers.
LOAN PORTFOLIO
Solutions built around your cash flow.
We structure loans to keep your EMIs sustainable, across unsecured, private and property-backed products.
Each profile is unique. We review multiple lenders before recommending a final path.
Home Loans
Purchase, balance transfer & top-up
- Longer tenures for comfortable EMIs.
- Balance transfers to optimise existing loans.
- Top-ups for renovation or other goals.
Mortgage Loan / LAP
Loan against property
- For business expansion or major goals.
- Higher ticket sizes backed by property.
- Tenures up to 15–20 years.
Private Finance
For complex business requirements
- Select private lenders for business owners.
- Assessment based on banking and profile.
- Ticket sizes from ₹10L up to ₹50Cr.
BANK & NBFC NETWORK
Partnered with leading institutions.
We work with a curated network of banks and NBFCs to balance speed, pricing and flexibility.
ABOUT 7HEST
Structuring finance with intent.
7Hest Financial Services was founded to make borrowing a deliberate, well-structured decision, not a rushed one.
At 7Hest, we go beyond headline rates. We study your income, existing obligations and future plans to design loan structures that keep EMIs sustainable over time.
We also specialise in debt consolidation – combining multiple personal loans and credit card EMIs into one structured loan with a single, predictable EMI.
This helps reduce monthly outflow complexity, can lower overall interest cost in many cases, and makes it easier for you to stay disciplined with repayments.
Our team studies your existing EMIs, card usage and income pattern, then designs a realistic consolidation plan instead of simply adding more borrowings on top.
Our team has hands-on experience across retail and SME lending, which helps us anticipate how different lenders will evaluate your profile and prepare your file accordingly.
Whether you are consolidating existing loans, scaling a business or purchasing a home, we represent your case strongly to banks, NBFCs and private lenders, while keeping you informed at every step.
KR
K. Rajesh
Founder & CEO
Leads strategy, lender relationships and complex structuring mandates across personal, private finance, home and mortgage loan segments.
RP
R. Preethi
Director
Oversees client onboarding, documentation and service delivery, ensuring a smooth journey from enquiry to disbursal.
PROCESS
Clear, structured and time-bound.
A predictable four-step approach for all loan types, with transparent communication throughout.
DISCOVERY
Understand your requirement
We map your loan purpose, income structure, existing obligations and timelines, and run initial eligibility checks.
MAPPING
Match with lenders
Based on your profile, we shortlist banks, NBFCs and private finance vendors with suitable products and policies for your case.
DOCUMENTATION
Prepare your file
We guide you on documentation, highlight strengths and provide context lenders look for in underwriting.
CLOSURE
Approval & disbursal
We coordinate with the lender until disbursal, ensuring you understand final terms and repayment schedule.
FREQUENT QUERIES
Questions we answer often.
Do you charge any fees from customers?
We do not charge processing or advisory fees to customers. Our income typically comes from lenders or private finance partners, which we disclose wherever applicable.
How long does loan disbursal usually take?
Simple cases with complete documents are often approved within 24–72 hours. Property-backed or complex private finance cases can take longer due to additional checks.
Will applying through you impact my credit score?
We avoid unnecessary enquiries and route applications strategically, so your score is protected while still comparing relevant options.
Can I get a loan against jointly owned property?
Yes, mortgage loans can be taken against jointly owned property, subject to all co-owners being part of the application or providing necessary consent as per lender policy.
What percentage of my property value can I get as a mortgage loan?
Depending on the lender, property type and city, loan-to-value (LTV) can range roughly between 50–70% of the property’s assessed value.
CLIENT STORIES
Experiences from clients like you.
★★★★★
“7Hest helped me consolidate multiple loans into one EMI that fits my monthly budget.”
★★★★★
“Our private finance requirement was structured practically, with clear communication through the process.”
★★★★★
“From bank selection to sanction letter, the team made sure there were no surprises.”
Share your review
Ready to structure your loan smartly?
Share a few details and our team will reach out with a personalised view of options tailored to your profile.
0% service charges for customers
20+ bank & NBFC relationships
Support from enquiry to disbursal